The quantitative relationship between energy efficiency improvements and lower probability of default of associated loans and increased value of the underlying assets

This EEFIG report looks at the relationship between the energy performance of buildings, credit risk and asset values in an effort to understand if green loans are less risky or if a better energy performance can increase the property value. It sets out some relevant findings based on significant statistic correlation found between energy efficiency and credit risk and identifies recommendations for further work in this area.